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Retirement Planning by the Decade pt 2

Your adolescence through your 40s is the time to lay the foundation for a solid financial future. Retirement planning gets more urgent once you reach 50. This decade in particular poses a number of both challenges and opportunities for professionals who are looking ahead, but retirement planning doesn’t end when you turn 60.  Fifties If […]

Life Insurance for Retirement Purposes

Many people buy term insurance during their working years for income replacement or other reasons, often believing that they will not need insurance as they get older or during retirement. So, why would someone need coverage for an extended period of time? Contrary to popular belief (or disbelief), the need for life insurance often persists […]

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Video: The 10 vs. 30 Principle

Investing at an early age might seem daunting. The 10 vs. 30 Principle illustrates why starting early, even with a small investment might pay off in the long run. We’re walking you through two examples of basic investment strategies to help you understand why you may want to start investing sooner rather than later.  This […]

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Retirement Planning by the Decade pt 1

As your life, career and finances evolve, so should your retirement planning strategies. This isn’t a one-time process. Laying the foundation for a secure and satisfying retirement takes decades, and it starts earlier than you might think. By the time you reach 50, a lot of the pieces should already be set in place. These […]

Mistakes People Make in Retirement Planning

How much will you need to save for retirement, and what’s the best way to  get it? These are the questions that plague everyone from college grads just starting out, to workers in their 50s and 60s. One of the challenges about retirement planning is that it’s not a one-time decision. As your financial picture […]

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If You Own A House You May Need a Trust

Many people believe a trust is only a vehicle for the ultrarich, but that’s not necessarily the case. There are three main reasons that having a trust makes sense if you own a house. 1.    Estate Taxes:  If you live in a state like Massachusetts with a $1 million estate tax exemption, owning a […]

The Importance of Early Planning for Long-term Care

You’ve worked hard your entire life. Retirement should be a time to relax and enjoy the fruits of your labor. And yet, because of financial constraints, the majority of American workers aren’t able to plan for retirement, let alone long-term care.

Seeing the Forest, Not the Trees When Investing

The hardest part about investing is being patient despite the day-to-day noise that comes at us from all sides.  Turn on the news, and you’ll hear headlines (guesses) about why the market was up or down that day.